Family  

1. Is Pet Insurance Right for You?
What is Pet Insurance? Pet insurance is a health plan for your pet to insure against large and small unexpected veterinary bills over the life of your pet. Potential treatments for your pet now rival human treatments both in sophistication and cost. Pet insurance is designed to alleviate much of the financial risk and insecurity that caring for your pet can bring. Pet insurance is common in many European countries. However, it remains rare in the U.S. There are about 130 million pet cats and dogs in the United States, but only a handful of pet owners (fewer than 300,000) take advantage of these policies. Pet insurance has been around for about 20 years, but many pet owners don't know that it exists, or they think the ins...
Author: Sherry Kirchenbauer Date: Fri, 05 Aug 2005 23:56:14 -0400

2. Keeping Private Information Private
Identity theft, a vicious crime based on impersonating someone else, is becoming more and more prevalent. Recently, there has been a run of news items on this topic in the national media almost daily. One of the most disturbing aspects is that often these crimes are inside jobs� occurring at banks, mortgage companies, and similar places where sensitive personal information is housed. In these instances, where the crimes are large scale and well organized, there is not much the individual can do to prevent them. During March and April 2005, several significant examples of large scale identity theft occurred. With help from a few corrupt insiders, several major banks and credit card companies were targeted, involving the compromise o...
Author: Norm McAlister Date: Fri, 05 Aug 2005 23:56:13 -0400

3. Holler To Be Heard
I holler…a lot. I holler in amazement. I holler when I need someone. You can surely bet I holler when I am mad. I holler that dinner is ready, and I holler when I stub my toe. I am a mom who hollers about darn near everything. Perhaps it was my early upbringing in the southeast countryside of Texas. Perhaps it is because I am near deaf from blaring music into my headphones as a teen. Or maybe, it is because I want to be unmistaken ably heard the first time I say something. I have always hollered. But becoming a mother brought new challenges. As my baby grew into a young boy my habit came in direct contraindication with my preaching. At stores or restaurants, the instruction to use his inside voice (a politically correct ...
Author: Sherri L Dodd Date: Fri, 05 Aug 2005 23:56:13 -0400

4. Cat Insurance
Cat insurance can help you afford expensive medications for your cat. There are a lot of things that can happen to your cat as it gets older - from injuries to illnesses. For that reason, many cat owners have found it worthwhile to pay for cat insurance. Cat insurance is basically health insurance for your pet, and it is actually fairly affordable. This insurance payment has a low monthly fee, which varies depending on the type of pet you have. For instance, cats generally have a lower insurance fee than dogs do. This fee is also lower if you enroll your cat while it is still relatively young, and will remain low if the cat does not get seriously ill. However, if the cat does become ill, this insurance will help you to pay for ...
Author: Jakob Jelling Date: Fri, 05 Aug 2005 23:56:12 -0400

5. Disability insurance
Disability insurance will allow you to keep a usable income even if you are disabled. Disability insurance is the best way to make sure that your income will be protected. While everybody can benefit from disability insurance, it is especially important for people who have jobs that require a lot of mobility. If you are disabled in some way that will prevent you working your old career, then disability insurance will make sure that you will still get enough money. There are two major types of disability definitions that are used with regard to disability insurance. The first is just that you can become disabled in a way that will keep you from working your own job. In this case, you might still be able to work another job; all...
Author: Jakob Jelling Date: Fri, 05 Aug 2005 23:56:12 -0400

6. Imagine the Perfect Marriage...
Imagine the perfect marriage...then imagine it's yours! “Give and it will be given to you.” Give what you want more of in your life. In order to have more, you must give more. To some this may sound absurd but if you believe in the Law of the Harvest this makes real sense. You get what you give. There is something inside us that causes us to want to give back whenever someone else gives to us. If someone shouts at you, most likely you want to shout back. Or if someone does you a favor, you make it a point to return the favor. Try smiling at strangers and that stranger will smile back at you, no doubt about that. Isn’t it amazing how much easier life can become when you start to give whatever it is that you want in retur...
Author: Greg Beverly Date: Fri, 05 Aug 2005 23:56:11 -0400

7. Living in Las Vegas
Las Vegas is one of the sunniest cities in the United States -- with an average 320 days of sunshine per year and only 4.19 inches of rainfall. The winters in Las Vegas are like no other. Many of us do not pack away our shorts because we can wear them year round. Las Vegas has been the fastest growing city for over a decade now. It all started in 1993 with the opening of three mega-resorts: MGM Grand, Treasure Island, and Luxor. For ten years, an average of 4,000-6,000 new residents moved here each month. In December 2003, ten years later, over 8,000 new driver's licenses were issued. Just as the people that live in Las Vegas are very diverse, so is the choice of where to live. People that are not from Las Vegas seem to ...
Author: David Chandler Date: Fri, 05 Aug 2005 23:56:10 -0400

8. Is Your Child Capable of Composing Music? Maybe the next Mozart?
We’ve all heard of them. Child prodigies who begin composing music at some ridiculously young age. For instance, history reports that Mozart was writing minuets by the time he was five years old. Amazing. At five years of age, I’m not sure that I knew the difference between my finger and my thumb and I certainly wasn’t composing music. Now there is no doubt that the fact that Mozart was composing music by the age of five does not prove that any of the rest of us ever could compose music, but a number of studies conducted over the past fifty or so years indicates that most children can begin composing music as long as they are given both guidance and opportunity. True, in the vast majority of the cases the end product is not goi...
Author: Duane Shinn Date: Fri, 05 Aug 2005 23:56:10 -0400

9. Growing Good People
At age seven months in the womb, humans begin language coordination in response to what they hear through the mother’s belly wall. Some 52 muscles learn to respond to the various phonemes (a basic language sound like 'b' in boy and 'm' in man) of the language surrounding that belly. There are also studies showing that the emotional state of the parent imprints as do things like music and other environmental conditions. Nutrition, drug use and pollution spill right through directly to the fetus via the placenta and umbilical cord. Parenting begins way before the bassinet. At eighteen months, the child has a brain 1/3 the size of an adult but the same number of neural connections. These connections are called synapses and relay ...
Author: Dr Randy Wysong Date: Fri, 05 Aug 2005 23:56:09 -0400

10. What You Need To Know To Keep Your Dog Safe In Your Car
Man's Best Friend is a great companion around the home, but Rover will love joining you on road trips - short or long - as well. If you've tried taking your dog along in the car before and met with bad results, don't give up. It might take a little longer to help your pet feel comfortable after a bad experience, but you can train your dog to ride quietly in the car. It requires foresight and patience on your part, but the rewards are worth it. What kind of personality does your dog have? Is she a confident, mellow pooch or a high-energy, somewhat fearful animal? Consider, too, your relationship with your dog. Does she see you as the pack leader and obey your commands? Both of these factors have an impact on how much work you'll...
Author: Niall Kennedy Date: Fri, 05 Aug 2005 23:56:09 -0400

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